Take Control of Your Medicare Benefits Starting Today!

The Medicare Research Institute is dedicated to helping Seniors get the best 
possible health care coverage during their golden years.

Take Control of Your Medicare Benefits Starting Today!

The Medicare Research Institute is dedicated to helping Seniors get the best possible health care coverage during their golden years.

Medicare + Additional Benefits
1. Dental, Vision & Hearing 

• Not covered under Original Medicare • Not covered under Original Medicare Plans Dental, Hearing, and Vision • Not covered under Original Medicare Plans Dental, Hearing, and Vision • May have co-pays for services • Add-on • May have limitations per calendar year

Dental 
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  • Some can cover Comprehensive oral evaluation or periodontal exam
  • Buy-Option - More Comprehensive plan
  • Not Covered by Original Medicare
Vision
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  • Not covered by Original Medicare
Hearing
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  • Not covered under Original Medicare or Medi-Gap Policies
2. Wellness Benefits 
Wellness check
Access to fitness centers or at home kit
Transportation services available
Meal plan post surgery
3. Over the Counter Benefits
Over the Counter (OTC)
  • Plans give a certain benefit amount to be used
  • Benefit amount replenishes quarterly
  • May rollover
  • Catalog of benefits is included with the welcome packet and ordered by phone
  • Orders are placed through the mail order pharmacy
  • Most vitamins, household, basic health, and hygiene items available
4. Flex Spending Card Benefits
This benefit may provide an allowance of money that covers:
Fitness Benefit to be used at participating gyms to cover your monthly membership
Your choice of provider for all Dental procedures

Our mission to provide Seniors with honest and professional education pertaining to important decisions and choices for Medicare, Advantage, Prescription Drug, and Supplement benefit plans.

Our #1 goal is to empower you to make the most educated health care choices possible.
Take advantage of our educational resources and book an appointment with an advisor today.
Understand the Medicare Options Available to You
Original Medicare (Part A and Part B)
All U.S citizens aged 65 and older are eligible to acquire Original Medicare. For those under 65, they may be able to get Medicare if they have: End-Stage Renal Disease (ESRD), Amyotrophic Lateral Sclerosis (ALS), or they have received Social Security Disability Income for 24 months.

Original Medicare entails Part A (inpatient hospital services) and Part B (outpatient medical services).

Those who are only enrolled in the Original Medicare (Parts A and B) will end up paying more directly from their pockets for common medical expenses such as dental care, specialists, prescription drugs, hearing aids, and more.

Prescription drugs are covered separately by Medicare Part D (Prescription Drug Plans) or Medicare Part C (Medicare Advantage Plans).
Medicare Advantage (Part C)
Medicare Part C refers to Medicare Advantage Plans, also popularly called MA Plans. These are alternatives to the Original Medicare (Part A and Part B). Offered by private companies that are approved by Medicare, they may provide significant preventive benefits usually found in most Health Management Organization (HMOs) and Preferred Provider Organization (PPOs).

Part C benefits include prescription drug coverage; dental, hearing, and vision care; Wellness Programs, as well as Urgent Care and Worldwide Emergency coverage.
Medicare Prescription Drug (Part D)
Medicare Part D or Medicare Prescription Drug Plan is the best way to save on drug and medication costs. Beneficiaries can choose from either Medicare Advantage Plans or Stand-Alone Prescription Drug Plans.
Each plan is unique, therefore it is highly recommended to review and compare different plans as the coverage you will end up choosing will have a huge impact on your medication bills.

Our team of experts can assist you in choosing the best prescription drug plan that will help you save significantly on medication expenses.
Medicare Supplement (Medigap)
Medicare Supplement Insurance Plans or Medigap are utilized together with the Original Medicare (Parts A and B) to include coinsurance, copayments, and deductibles. Sold by private companies, they are also helpful in filling in insurance coverage gaps as well as incorporating worldwide emergency healthcare.
Medigap is commonly used to pay for healthcare costs that you are usually responsible for paying under Medicare Part A and Part B, as long as you settle your monthly premiums.

One benefit of acquiring Medicare Supplement Plans is that you can opt for any specialist or physician that accepts Medicare, instead of just choosing one in the list of allowed healthcare providers.

To better understand the best Medicare option available to you, book an appointment with our advisor today. Call us at (800) 805-4439 from 7 am to 6 pm Mondays to Fridays.

You may also reach us at our site, as well as on Facebook and Instagram.
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